Cash flow gaps?
A Loot line of credit gives you access to funds when you need them - great for handling inventory, payroll, or surprise expenses without going overboard.
Fast decisions & funding
Apply in five minutes, get approved in hours, and receive funds almost instantly.
No hard credit pull
We don't check your credit score. Apply without it affecting your credit history.
High approval rate
We look at your whole business, not just a number. Most applicants get approved.
Save with early pay
Pay off early and get a 50% discount on outstanding fees.
Streak rewards
Pay consistently and earn a balance buster to reduce your outstanding balance.
Flexible payment options
Life happens. Reduce your payment amount or skip a payment when you need a break.
Are we a match?
Loot is made for the bold - builders, dreamers, hustlers, and modern merchants. Got a business that's a year old and pullin' in $200K or more a year? You're welcome aboard.
Minimum requirements
1+ years
$200k+
None
Every captain needs a strong first mate.
Built on trust, steered by experience.
A+ Rating
Patch the gap, then stash the savings.
Loot rewards quick paybacks with steep discounts - ideal for covering short-term needs without sinking your margins.
50% savings—50% savings—50% savings—
Built for how you actually run your business
Draw when you need it, manage it in minutes, and always know where you stand — Loot handles the financial heavy lifting so you can get back to the work that matters.
Fast decisions & funding
No hard credit pull
High approval rate
Save with early pay
Streak rewards
Flexible payment options
No small jobs
We don't just fund small businesses — we show up. A video series following Loot's CXO working alongside real customers on the job.
View all episodes
No time to drop anchor.
Apply today and unlock your treasure - Loot moves fast so your business doesn't miss a beat.
Get up to $100k - no credit pull